Delta Life Insurance Company Limited is a giant in the Bangladeshi insurance sector. For any investor or policyholder, reading the delta life insurance company ltd annual report is the best way to understand how the company is doing. This report shows if the company is growing, how much profit it made, and what the future looks like. In 2026, the company continues to focus on digital growth and customer-centric services.
In this article, we will break down the latest findings from the delta life insurance company ltd annual report. We will look at their premium income, the strength of their life fund, and their dividend history in a way that is easy for everyone to understand.
Read More Post: How to Do Delta Life Insurance Policy Check Online Easily in 2026
What is the Delta Life Insurance Company Ltd Annual Report?
The delta life insurance company ltd annual report is an official document released every year. It tells the story of the company’s finances over the past twelve months. It includes the balance sheet, profit and loss statements, and the directors’ views on the market.
For the year 2024 and 2025, the reports highlight significant shifts. The 39th Annual General Meeting (AGM) was scheduled for July 26, 2025. This meeting discussed the audited financial statements for the year ended December 31, 2024. If you are looking for the latest delta life insurance company ltd annual report, it serves as a roadmap for the company’s 2026 goals.
Why Should You Read the Annual Report?
- Transparency: It shows exactly where the money goes.
- Dividend Updates: It reveals if the company is paying profits to its shareholders.
- Risk Assessment: It helps you see if the company can pay out insurance claims in the long run.
- Future Plans: You get to know about new products like health insurance or micro-insurance.
Key Financial Highlights of Delta Life Insurance
The latest data from the delta life insurance company ltd annual report shows a steady path despite market challenges. The company has a paid-up capital of BDT 124 crore and an authorized capital of BDT 500 crore.
Summary of Recent Financial Performance
| Category | 2024 Highlights (Approx) | Status |
| Total Gross Premium | Over BDT 940 Crore | Increasing |
| Life Insurance Fund | BDT 3,984 Crore | Strong |
| Dividend Recommended | 30% (Tk. 3.00 per share) | For 2024 |
| Market Cap (2026) | Approx BDT 8.6 Billion | Active |
The delta life insurance company ltd annual report indicates that the Life Insurance Fund is the backbone of the company. As of mid-2024, the fund stood at nearly BDT 40,000 million (4,000 crore). This fund ensures that all policyholders’ claims are safe and can be paid on time.
Analysis of Premium Income and Growth
The main way an insurance company makes money is through premiums. According to the delta life insurance company ltd annual report, the company collects money from three main areas: Ordinary Life, Gono-Grameen Bima (Micro-insurance), and Group Insurance.
1. Ordinary Life Insurance
This is for individual customers. The delta life insurance company ltd annual report shows that renewal premiums are growing faster than first-year premiums. This means existing customers trust the company and keep paying their policies.
2. Gono-Grameen Bima (Micro-insurance)
Delta Life was a pioneer in micro-insurance in Bangladesh. The annual report highlights that this segment helps low-income families get financial security. In 2024, the collection from Gono-Grameen remained a major contributor to the total revenue.
3. Group and Health Insurance
Many companies use Delta Life to provide insurance for their employees. The delta life insurance company ltd annual report mentions that health insurance is becoming a popular product as more people become health-conscious in 2026.
Read More Post: How to Find Your Delta Life Insurance Policy Check Phone Number Easily
Dividend and Shareholder Information
Investors always look for the dividend section in the delta life insurance company ltd annual report. For the year 2024, the Board of Directors recommended a 30% cash dividend. This means for every share you own (with a face value of Tk. 10), you get Tk. 3.00.
The record date for this dividend was June 30, 2025. If you held shares on that date, you were eligible to receive the payment. The delta life insurance company ltd annual report also tracks the share price, which has seen some volatility on the Dhaka Stock Exchange (DSE), but remains a key interest for “A” category investors.
Shareholding Structure
- Sponsors/Directors: Hold a significant portion of the shares.
- Institutions: Local and foreign banks or funds.
- General Public: Small investors like us.
How to Download the Delta Life Insurance Company Ltd Annual Report
Finding the report is easy. You do not need to visit their office in Gulshan. You can get a digital copy from their website.
Steps to Download:
- Visit the official website:
www.deltalife.org. - Go to the Investor’s Corner section.
- Click on Annual Reports.
- Select the year (e.g., delta life insurance company ltd annual report 2024).
- Click the PDF icon to download.
The soft copy is usually a large file because it contains detailed audits and colorful charts explaining the company’s journey.
Management and Corporate Governance
The delta life insurance company ltd annual report is not just about numbers; it is also about the people running the show. The report lists the Board of Directors and the management team.
In recent years, the Insurance Development and Regulatory Authority (IDRA) has played a big role in supervising the company. The delta life insurance company ltd annual report details how the company follows the rules set by the government to protect the interests of the common people. They have committees for audits and risk management to ensure no one can misuse the company’s funds.
Frequently Asked Questions (FAQ)
Where can I find the latest delta life insurance company ltd annual report?
You can find it on the official Delta Life website under the “Investors” or “Media” tab. It is also available on the DSE website.
Did Delta Life pay any dividends recently?
Yes, for the year ended December 31, 2024, the company recommended a 30% cash dividend (Tk. 3 per share).
Is Delta Life Insurance a safe company?
According to the delta life insurance company ltd annual report, the company has a massive Life Fund and a high credit rating, making it one of the most stable insurers in Bangladesh.
What is the main focus of the 2025-2026 strategy?
The company is focusing on “Prosperous Life” through digital transformation, making it easier for users to pay premiums and track claims online.
Conclusion
The delta life insurance company ltd annual report is a vital tool for anyone connected to the company. Whether you are an investor looking for dividends or a policyholder worried about your future, the report provides all the answers. In 2026, Delta Life remains a strong pillar of the economy. With a growing life fund and a commitment to micro-insurance, the company is well-positioned for long-term success.
By reading the delta life insurance company ltd annual report, you stay informed about the company’s financial health and strategic direction. Always check the official PDF for the most accurate and audited figures before making any investment decisions.
